SSL Certificates Explained: Types, Use-Cases, and Installations

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Secure Socket Layer (SSL) Certificates are encryption tools that secure the connection between a website and its visitors, protecting sensitive user information like passwords, credit card details, and other private data from interception. These certificates come in various types, including Domain Validation (DV), Organization Validation (OV), and Extended Validation (EV), each tailored to provide different levels of security and trust depending on the website’s needs.

Beyond safeguarding data, SSL certificates enhance SEO rankings, build user confidence by displaying trust indicators like the padlock icon, and are easy to install, making them an essential component for any website aiming to ensure safety and credibility online.

In this article, we’ll explore how SSL certificates work, the different types available, their key benefits, and how to install them to your website.

What is an SSL Certificate?

What is SSL
The padlock icon in the address bar indicates that the website has a valid SSL certificate. This shows that the connection between the browser and the website is secured.

An SSL (Secure Socket Layer) certificate is a digital security measure that encrypts the data transmitted between a user’s browser and a website. This safeguards sensitive information like credit card numbers, passwords, and personal details remains private and protected from unauthorized access.

When a website uses SSL, you’ll see a padlock icon next to the URL in your browser (see screenshot above), and the address typically starts with https:// instead of http://. This visible indicator helps us know that their connection is secure.

SSL certificates are issued by trusted organizations called Certificate Authorities (CAs). These authorities verify the authenticity of a website or organization before issuing the certificate, providing assurance to users that the site is legitimate.

How Do SSL Certificates Actually Work?

SSL certificates protect data through a process of encryption and authentication. This ensures sensitive information remains secure.

  1. Handshake and Authentication: When a user visits a website secured with an SSL certificate, the encryption process begins. The browser (end users) requests the SSL certificate from the server. The server then presents its SSL certificate to the browser, verifying its validity and authenticity.
  2. Encryption: Once authenticated, a secure session is established using unique encryption keys. All data transferred during this session is scrambled, making it unreadable to hackers or unauthorized parties.
  3. Decryption: The encrypted data is decoded only by the intended recipient using the unique decryption key, ensuring the data remains private and tamper-proof.

Why Do You Need an SSL Certificate?

SSL certificates play a crucial role in website security, user trust, and SEO performance.

Securing Data Transmission

Here's a simple illustration of the SSL encryption process. The green key represents the public key, sent by the server and used for encryption by the client. The red key represents the private key used by the web server for decryption.
Here’s a simple illustration of the SSL encryption process. The green key represents the public key, sent by the server and used for encryption by the client. The red key represents the private key used by the web server for decryption.

SSL certificates encrypt the information exchanged between a user’s browser and the website’s server, ensuring it remains unreadable to anyone attempting to intercept it. This is essential for websites handling sensitive data, such as payment details or personal information.

Improving SEO Rankings

Google recognizes HTTPS as a ranking signal encouraging webmasters to adopt SSL certificates for better search rankings.
Google recognizes HTTPS as a ranking signal encouraging webmasters to adopt SSL certificates for better search rankings.

Search engines like Google prioritize websites with SSL certificates, giving them a ranking boost. Installing an SSL certificate is now considered a standard practice for website operators who want to enhance their site’s SEO performance.

Building Trust with Visitors

The padlock symbol in the address bar indicates to visitors that your website is secure. This visual cue increases their trust in your site, especially when making purchases or submitting personal details online.

Compliance with Regulations

The PCI DSS includes the requirement to encrypt the transmission of cardholder data. SSL certificates play a crucial role in securing sensitive information during online transactions.
The PCI DSS includes the requirement to encrypt the transmission of cardholder data. SSL certificates play a crucial role in securing sensitive information during online transactions.

Many industries, especially eCommerce and finance, are required by law to secure their websites with SSL certificates to protect user data. SSL implementation helps businesses comply with regulations such as the General Data Protection Regulation (GDPR).

What are the Different Types of SSL Certificates?

There are five types of SSL certificates, each offering different levels of validation and security. Choosing the right one depends on your website’s purpose, size, and the level of trust you want to establish.

For businesses, starting with a Domain Validated (DV) SSL offers sufficient protection. However, if you handle sensitive information or aim to build strong customer trust, upgrading to OV or EV SSL is worth considering.

Domain Validated (DV) Certificates

Domain Validated (DV) certificates are the most basic type of SSL certificates that verify the ownership of the domain. The validation process is quick and typically involves confirming control of the domain through email or DNS settings.

Key Features:

  • Offers basic encryption.
  • Quick and easy to obtain.
  • Cost-effective and widely used for smaller websites or blogs.

Best For

Small businesses, personal websites, and non-ecommerce platforms requiring basic security.

Organization Validated (OV) Certificates

Organization Validated (OV) certificates offer a higher level of security by verifying both the domain ownership and the legitimacy of the organization behind the website. . This involves submitting business documents for manual review.

Key Features:

  • Provides moderate encryption.
  • Displays company details in the certificate.
  • Usually takes a few days to issue.

Best For

Corporate websites, non-profit organizations, and websites handling user data but not financial transactions.

Extended Validation (EV) Certificates

Extended Validation (EV) certificates offer the highest level of security and trust. They require a rigorous vetting process to confirm legal and operational legitimacy.

Key Features:

  • Adds a visible trust indicator, such as the company name in the browser’s address bar (varies by browser).
  • Strongest encryption and validation level.
  • Ideal for sites prioritizing user trust and brand integrity.

Best For

E-commerce sites, banks, and high-traffic websites where trust and security are critical.

Wildcard SSL Certificates

Here's an example of a Wildcard SSL certificates, which secures a main domain and its subdomains.
Here’s an example of a Wildcard SSL certificates, which secures a main domain and its subdomains.

Wildcard SSL certificates allow you to secure a primary domain and all its subdomains with a single certificate. For instance, a Wildcard SSL for example.com also covers blog.example.com and shop.example.com.

Key Features:

  • Covers unlimited subdomains under a single certificate.
  • Cost-effective compared to purchasing multiple SSLs.

Best For

Websites with multiple subdomains, such as businesses with distinct sections like support, blog, or e-commerce.

Multi-Domain (SAN) SSL Certificates

Here's an example of a Multi-Domain SSL certificate, which secures multiple domains and their subdomains.
Here’s an example of a Multi-Domain SSL certificate, which secures multiple domains and their subdomains.

Multi-Domain SSL certificates, also called Subject Alternative Name (SAN) certificates, allow you to secure multiple domains with a single certificate. While a SAN SSL is typically more expensive than single-domain SSL certificates, it simplifies the SSL management process for businesses having websites under multiple domain names.

Key Features:

  • Supports different domain names (e.g., example.com and another-example.com).
  • Simplifies management for websites with multiple properties.

Best For:

Companies managing multiple websites or platforms under varied domain names.

How to Get an SSL Certificate for Your Website?

Ever since Google states that they are using HTTPS as a ranking factor, an SSL certificate is no longer an option for users who are serious about their websites. Whether you opt for a free or paid SSL, the process typically involves acquiring, validating, and installing the certificate. Below, we’ll break down your options to help you make an informed decision.

Free vs Paid SSL Certificates: What’s the Difference?

When it comes to securing your website, choosing between free and paid SSL certificates depends on your needs and resources. Both options encrypt data to ensure secure communication between users and your website, but they differ significantly in terms of features, trust level, and use cases.

FeatureFree SSL CertificatesPaid SSL Certificates
CostFreeVaries ($10–$300+/year)
Validation LevelDomain Validation (DV) onlyDV, Organization Validation (OV), and Extended Validation (EV)
Use CasesPersonal blogs, small websitesEcommerce sites, business websites, financial services
Trust IndicatorsBasic HTTPS padlockAdvanced trust indicators like business name in the browser bar (EV)
FeaturesBasic encryptionWarranties, customer support, advanced SSL types (Wildcard, Multi-Domain)
WarrantiesNoneTypically $10,000 to $1,000,000+
SupportLimited or none24/7 customer support from CAs
Renewal FrequencyEvery 90 daysAnnually or every two years
Ease of InstallationOften manual or with tools like CertbotSimplified by hosting providers or CA support
Subdomain CoverageLimited to the primary domainWildcard SSL covers all subdomains

Free SSL Certificates

Let’s Encrypt Free SSL

Free SSL certificates, such as those provided by Let’s Encrypt, are a popular choice for securing websites without incurring additional costs. These certificates focus solely on Domain Validation (DV), ensuring that the applicant owns the domain. However, they don’t extend to verifying organizational identity or adding advanced trust features. Free SSL certificates are typically valid for 90 days, necessitating frequent renewals, though tools like Certbot can automate the process for tech-savvy users.

Despite their limitations, free SSL certificates provide the same level of encryption strength as paid alternatives, ensuring secure communication between users and your site. However, they lack warranties, dedicated customer support, and advanced validation options, making them less suitable for high-traffic or commercial websites.

For personal blogs, hobby projects, or small informational websites, free SSL certificates offer a cost-effective way to enable HTTPS and meet basic security needs without overcomplicating the process.

Steps to Get a Free SSL Certificate with Let’s Encrypt

Let’s Encrypt is a widely used Certificate Authority that offers free SSL certificates. Here’s how you can obtain one:

  1. Check Hosting Provider Support Good hosting companies integrate Let’s Encrypt, making it a one-click installation (we will talk more about this below). If supported, navigate to your hosting control panel and enable SSL for your domain (and you can skip all the steps below).
  2. Use an SSL Management Tool In case your hosting provider does not support easy SSL installation, make use of platforms like ZeroSSL to automate the process of acquiring and renewing Let’s Encrypt certificates.
  3. Manual Installation (If Needed) Generate a CSR using your server or hosting control panel. Once you are done, visit the Let’s Encrypt website and follow their instructions to issue a certificate.
  4. Renew the Certificate Regularly Let’s Encrypt certificates expire every 90 days. Automate renewal using tools like Certbot or hosting automation.
Where to get your SSL certificates
Example: ZeroSSL is a trusted Certificate Authority offering both free and affordable paid SSL options. Its free SSL certificates provide renewable 90-day encryption, ideal for startups, blogs, and small websites.

Paid SSL Certificates

Depending on your website's needs, paid certificates like those from SSL.com offer higher levels of validation. It provides users with greater assurance and trust.
Depending on your website’s needs, paid certificates like those from SSL.com offer higher levels of validation. It provides users with greater assurance and trust.

Paid SSL Certificates, on the other hand, are issued by commercial Certificate Authorities (CAs) such as SSL.com. These certificates go beyond basic domain verification, offering options for Organization Validation (OV) and Extended Validation (EV). OV certificates verify the organization’s identity, while EV certificates provide the highest level of trust by displaying the organization’s name in the browser’s address bar – a critical feature for ecommerce platforms and businesses handling sensitive transactions.

In addition to verification, paid SSL certificates often include valuable extras, such as financial warranties, round-the-clock customer support, and advanced configurations like Wildcard SSL (for subdomains) or Multi-Domain SSL (for multiple websites). Unlike free SSLs, paid certificates can have longer lifespans—up to two years—reducing the administrative burden of frequent renewals.

While paid SSL certificates require an investment, ranging from $10 to several hundred dollars annually, they offer significant benefits for businesses. For websites where trustworthiness, data security, and user confidence are priorities, paid certificates provide a comprehensive solution that aligns with professional and commercial needs.

Steps to Purchase an SSL Certificate from a CA

Purchasing an SSL certificate from a Certificate Authority (CA) involves a few key steps:

  1. Select the Right SSL Certificate Decide on the type of certificate based on your needs (DV, OV, EV, Wildcard, or Multi-Domain). Research reputable CAs such as DigiCert, Comodo, or Sectigo.
  2. Generate a Certificate Signing Request (CSR) A CSR is a block of encoded text generated by your server that contains your domain information. Good modern web hosting control panels (such as cPanel or Plesk) provide tools to generate a CSR.
  3. Submit the CSR to the CA During the purchase process, you’ll be asked to paste your CSR. Fill out your domain and business details (if applying for OV or EV).
  4. Complete the Validation Process For DV SSL, you only need to validate your domain ownership via email or DNS settings. For OV and EV SSL, additional checks on your business credentials, such as company documents or phone verification.
  5. Download and Install the SSL Certificate Once approved, the CA will issue the certificate. You’ll receive files to install on your server. Use your hosting control panel or ask your hosting provider for help.
  6. Verify and Test the SSL Installation Check your SSL status using tools like SSL Labs or browser security indicators.

The Role of Web Hosting in SSL Certificate Management

SSL certificates and web hosting are closely connected. Many modern web hosting providers include free SSL certificates in their hosting plans. This trend has made it more accessible for website owners to enable HTTPS without additional costs.

Majority of the hosting providers we feature on HostScore, including Hostinger, ScalaHosting, GreenGeeks, Cloudways, Verpex, ChemiCloud, Kinsta, and BlueHost (just to name a few), integrate free SSL options – either Let’s Encrypt or AutoSSL – directly into their control panels. This setup allows you to install and activate SSL with just a few clicks and eliminates the need for manual CSR generation or file uploads.

By offering free SSL certificates, web hosts cater to smaller websites, blogs, or personal projects that need basic security without the expense or complexity of a paid certificate. If you’re considering a hosting provider, check whether free SSL is part of their plans, as it can save you a ton of time and headache.

What Are SSL-Friendly Hosting Features to Look For?

Choosing the right web hosting provider can make a significant difference in how easy it is to manage SSL certificates. Here are some key hosting features to prioritize:

  • Automatic SSL Installation and Renewal Look for hosts that handle SSL installation and renewal automatically. Providers like GreenGeeks and Hostinger automate this process, ensuring your SSL certificate stays active without manual intervention, which is especially useful for free SSL certificates with short validity periods.
  • Integrated Let’s Encrypt or AutoSSL Support Hosts with built-in support for Let’s Encrypt or AutoSSL allow you to enable free SSL certificates effortlessly. This integration often includes features for automatic renewal and quick setup.
  • Dedicated IP Availability Extended Validation (EV) SSL require a website to be hosted on dedicated IP – hence, providers that offer dedicated IPs as an add-on or part of their plans are better equipped for complex SSL configurations.

These features simplify SSL management, reduce technical challenges, and ensure your website stays secure with minimal effort.

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Article by Jerry Low

Jerry Low has immersed himself in web technologies for over a decade and has built many successful sites from scratch. He is a self-professed geek who has made it his life’s ambition to keep the web hosting industry honest. For latest personal updates and news, follow Jerry on Facebook and Twitter.
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